About Us

Credit Reporting

AFJ Systems, Inc. is able to report bad debt to the credit bureaus which incentivizes debtors to pay and can significantly improve recovery rates.

We ensure legal compliance and proper documentation throughout the process, minimizing potential legal issues for the creditor. 

• Payment Incentive: Encourages debtors to pay to avoid negative credit score impact.
• Increased Recovery: Improves chances of collecting debt, much faster.
• Leverage in Negotiation: Provides better position to negotiate repayment terms.
• Reduced Delinquency: Promotes more responsible financial behavior and lower delinquency rates.
• Expert and Compliant Handling: Ensures proper and legal credit reporting procedures are followed.

Legal Support Services

At AFJ Systems, we provide strategic legal support to facilitate fair and effective debt resolution—helping businesses recover outstanding balances while preserving client relationships and compliance standards.

• Pre-Litigation Negotiation – Before pursuing legal action, we engage debtors with structured negotiation strategies, emphasizing cooperative resolution and voluntary repayment plans. Through direct communication and mediation, we work to achieve settlements that avoid litigation, reducing costs and preserving business goodwill.
• Litigation Preparation & Support – When negotiations do not yield an agreement, our team ensures meticulous case preparation, collaborating with legal professionals to compile documentation, validate claims, and initiate formal proceedings. We align our approach with state and federal regulations to maximize recovery potential while upholding professional ethics.
• Judgment Enforcement – After securing a favorable judgment, we implement enforcement strategies tailored to the debtor’s financial circumstances. These may include wage garnishments, bank levies, property liens, and asset investigations—ensuring legal compliance while optimizing recovery efforts. Our expertise in post-judgment remedies streamlines execution for efficient resolution.

With a focus on professionalism, regulatory adherence, and results-driven strategies, AFJ Systems provides businesses with the legal support they need to reclaim financial stability while maintaining the highest ethical standards.

Customer Management Solutions

At AFJ Systems, we specialize in strategic customer management, helping organizations across various industries recover revenue while maintaining strong customer relationships. Our solutions blend compliance, efficiency, and proactive engagement to optimize financial outcomes and foster lasting client trust.

• Advanced Accounts Receivable Management Our cutting-edge accounts receivable management solutions empower both consumer and commercial clients to recover outstanding balances efficiently while maintaining compliance with all state and federal collection laws. Leveraging the latest technology, we streamline collection efforts, enhance recovery rates, and ensure a respectful, legally sound approach to debt resolution. With automated workflows, real-time reporting, and data-driven strategies, we provide a seamless experience that prioritizes accuracy, transparency, and compliance.
• Customer Service Overflow Support
  Elevate your customer service capabilities with our overflow support services designed to manage calls, emails, texts, and webchat interactions effortlessly. Whether you're experiencing seasonal spikes or unexpected surges, our trained professionals ensure every customer inquiry is addressed promptly and professionally. By integrating with your existing systems and aligning with your brand voice, we provide a consistent, high-quality customer experience that reinforces trust, satisfaction, and loyalty.
• Comprehensive Backoffice Solutions
  Optimize your operations with our extensive backoffice support, covering data entry, payment posting, recruiting, invoicing, onboarding, and document management. Our services are designed to reduce administrative burdens, improve efficiency, and allow your business to focus on growth. Whether you're scaling your workforce, streamlining financial transactions, or maintaining critical documentation, our expert team ensures accuracy and reliability every step of the way. Let us handle the details while you focus on what matters most.

At AFJ Systems, we prioritize customer relationships, ensuring that financial goals align with positive engagement strategies. With cutting-edge technology and industry expertise, we help organizations maximize revenue while maintaining customer loyalty and trust.